For many people, purchasing a boat is a lifelong dream. Finally getting the keys to your own watercraft can be one of the most exciting days of your life. Often, though, boat ownership brings with it many questions. One common question:
Is Boat Insurance Required in California?
Like most states, California does not require boat owners to carry CA boat insurance. However, just because it is not legally required does not mean that carrying boat insurance is a bad idea. In fact, it may be critical to protect your family and your peace of mind.
What is Boat Insurance?
CA boat insurance will cover your hull, sails, built-in equipment and furnishings in the event of an accident. You might also receive coverage for salvage expenses, towing, collision damage or even roadside assistance for your tow vehicle, and more.
Are There Other Types of Insurance I Should Carry?
You might also want to consider some other insurance policies in addition to CA boat insurance, including:
- Marine Liability
- Marine Insurance
- Mexican Watercraft Liability
- Bundled Insurance with Auto and Homeowners Policies
If you are new to boat ownership, or even if you’re not, contact your trusted insurance professional today for an evaluation to be sure you have the coverage you need to protect your family.
